Millionaire Calculator

December 11, 2025

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Millionaire Calculator (CDN) — EPF & ASB + Language Toggle

Language

Millionaire Calculator (CDN) — With EPF & ASB

Solve the required monthly contribution in your Open Portfolio (outside EPF/ASB) to reach 1,000,000 in today’s money by your target age. Chart uses Chart.js CDN.

Inputs

Current age (years)

Target age (years)

Target age slider: 50

Minimum auto‑syncs to Current age + 1.

Currency

Annual inflation (%)

Open Portfolio (outside EPF/ASB)

This is the piece we solve: monthly needed to hit the combined target.

Starting balance

Expected annual return (%)

Contribution timing

Annual contribution growth (%)

Optional lump sum now

EPF

Current EPF balance

Monthly EPF contribution (employee + employer)

EPF dividend (annual %) — estimate

Annual EPF contribution growth (%)

Note: EPF dividends are declared yearly; we approximate monthly compounding via an effective monthly rate for simulation.

ASB

Current ASB balance

Monthly ASB contribution

ASB dividend (annual %) — estimate

Annual ASB contribution growth (%)

Note: ASB dividends typically credit yearly; we convert to an effective monthly rate for simulation.

Target

Target (today’s money)

Display currency

Show real (inflation‑adjusted) values

Tip: increase target age, add a lump sum, or raise annual contribution growth to reduce the monthly required in your Open Portfolio.

Results

Required monthly (Open Portfolio)

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Months to target

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Nominal target at target age

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Projected final balance (combined)

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Total contributions (combined)

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Investment growth (combined)

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Open Portfolio

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EPF

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ASB

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Projection (Chart.js)

If the chart doesn’t load, ensure you’re online (Chart.js CDN is used).

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